Mobile Phone as Wallet: the era of cash and plastic card comes to a close

Well, a prerequisite for this prophecy is, of course, that the matter off lightly with the Mayan calendar goes past us, but also, if humanity survives, the fate of the traditional cash sealed.
Or so it seems a new study by researchers at the Internet & American Life Project at the Pew Research Center and the Imagining the Internet Center at Elon University.
And what comes next? The mobile device (just as there is already promoted by the relevant interested companies) for the wallet.
To reach the conclusion that it is 2020 with the handle to the purse, 1021 selected experts were interviewed, and 65 percent were of the opinion that at this time will be paid only in exceptional cases as usual.
However, there are considerable reservations (33 percent) compared to the currently preferred as a solution NFC technology - the privacy concerns, the desire for anonymous transactions, lack of infrastructure and resistance from the companies that are on existing structures involved financially, are considered the main obstacles a rapid implementation.
Not mentioned, but in my opinion, of considerable importance is the access to this form of payment is total: It was still in good (or rather bad) memories have, such as banks tried to push those on low incomes from the customer base - if they have the capability to make smartphone or tablet ownership a prerequisite for a relationship, they will seize this opportunity probably is.